Plan Comparison

Compare Mawarith Founder Plans with traditional life insurance

Mawarith vs Traditional Life Insurance

Feature Mawarith Founder Plans Traditional Life Insurance*
Health Questions None Required Extensive Medical History
Medical Exams Not Required Often Required
Pre-existing Conditions No Restrictions May Disqualify
Coverage Start Immediate 2-year waiting period
Islamic Compliance Fully Compliant Not Guaranteed
Estate Planning Included Separate Service

* Traditional life insurance policies may vary by provider and plan.

Traditional Life Insurance Restrictions

Common traditional life insurance providers and their typical restrictions:

  • Mutual of Omaha — requires medical exam, extensive health questions, and excludes pre-existing conditions
  • Colonial Penn — guaranteed acceptance but with a 2-year waiting period before full benefits apply
  • AARP/New York Life — age and health restrictions, not Shariah-compliant, separate estate planning required

Mawarith Founder Plans Comparison

Feature Silver ($1,000) Gold ($2,500) Platinum ($5,000) Custom
Plan Benefits Personal Plan Family Plan Family Plan All Plans
Final Expense $3,000 $7,500 $15,000 Up to $100,000
Waiting Period 6 months 3 months None None
Will Document
Trust Setup
Consultation None 30 minutes 1 hour Unlimited
Coverage Start Immediate
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